For you, farming and ranching is more than a hobby – it’s your livelihood. It puts food on your table, and it may even provide needed resources for others. When you started your farm, you started a unique way of life with risks and rewards. We here at Feivor Insurance understand your passion for farming, as well as the risks you face on a daily basis. Whether you own your farm, rent your farm, or own a farm property but do not live there, let us provide you with insurance solutions that let you spend less time worrying about the things you cannot control and more time taking care of your land.
We serve many different types of farms and ranches, including:
- Dairy farms
- Beef cattle ranching
- Equine facilities
- Crop farms
- Floral nurseries
- And more
Types of Farm Insurance Coverage
There are many different types of farm insurance available, although your individual coverage needs will depend on the type of farm you have, its size, and whether you own it and live on it. Examples of common coverage types include:
Farm Buildings and Structures
This is coverage for other structures on your property related to your farming activities. It covers things like barns, stables, silos, and your fence line against damages caused by covered perils.
Equipment and Machinery
You rely on your equipment to maintain your land and harvest it. Make sure your policy includes scheduled coverage for your machinery if it is damaged or destroyed due to a covered event.
Liability
If someone is injured on your property, you could be held liable. Whether you get served with a lawsuit or handed a stack of medical bills, your liability insurance can help cover the costs, as well as your legal defense fees.
Commercial Coverage
If your farm is a business, you may need a wide range of coverage types to minimize your risk. From workers compensation for your employees to commercial auto insurance for your trucks, talk with your independent agent about how you can best protect your financial interests and ensure the continuity of your business.
Specialized Coverage
There are many types of specialized coverage that may be necessary depending on the type of farm or ranch you own. Examples include:
- Chemical drift insurance
- Animal collision insurance
- Equipment breakdown coverage
- Crop fires
- Pollution liability
- And more
If You Live On Your Farm
Dwelling
This is coverage that helps pay for the repair or replacement of your home if it is damaged. It typically covers your home’s structure and any structures related to your dwelling, such as your swimming pool or well house.
Personal Belongings
This is coverage for the contents of your home if they are damaged, stolen, or destroyed due to a covered event.
Temporary Living Expenses
If your home is no longer habitable after a covered event, this coverage helps pay for temporary relocation costs.
Shawano Farm Insurance Quotes
If you own a farm or ranch in the greater Shawano area, make sure you have all the right coverage to meet your needs. At Feivor Insurance, we leave nothing to chance, instead opting to provide the most complete protection possible for our clients. We shop and compare rates from several of the state’s leading insurers until we find coverage that minimizes your risks and maximizes your bottom line.
For more information about farm and ranch insurance in Shawano, contact our office to request your free quote today.
