In a state that borders the Great Lakes, it is no surprise that boating is one of Wisconsin’s favorite pastimes. We here in the Shawano area are privy to several gorgeous bodies of water within a short drive, including our favorite local hidden gem – nearby Shawano lake. Whether you are an avid angler or a leisure boater, make sure you have the right insurance to cover your craft against the risks you face both on and off the water.
We offer coverage for:
- Ski boats
- Fishing boats
- Pontoon boats
- And more!
Types of Boat Insurance Coverage
Your boat insurance policy is likely to contain many of the coverage types you are familiar with in other insurance policies, as well as some you are not. Examples include:
Collision and Physical Damages Coverage
Protect the investment you made in your boat with coverage that will pay for repair or replacement after a collision or non-collision event. Whether you run into another boat or find your watercraft has been vandalized, your boat insurance can help cover the loss.
If you carry expensive equipment on your boat, such as scuba gear or fishing equipment, make sure to purchase extra coverage for those items.
Bodily injuries and property damages are the financial responsibility of the at-fault boater. If you are responsible for an accident, your liability insurance can help cover medical bills, boat repairs, and any other losses you cause.
Medical payments coverage helps pay for the medical expenses of you and your passengers if you are injured on your boat, regardless of who is at-fault. Though coverage restrictions vary from state to state, this type of protection may be used as a supplement to your personal health insurance.
If you are hit by an uninsured or underinsured boater, this type of coverage can ensure you aren’t left with a large bill for your own losses.
If your boat sinks, you may be legally required to remove it from the water. Those costs can add up quickly. Look to your wreckage removal insurance to cover the cost of retrieval.
Fuel spills can wreak havoc on the ecosystem. If your boat leaks fluids in the water, your boat insurance can help cover the cost of cleaning up the mess.
Discounts on Wisconsin Boat Insurance
When you use an independent agent, you work with someone who is protecting the best interest of the customer – not the insurer. Our job is to provide important guidance, answer your questions, and offer helpful information that could save you money on your coverage. For example, did you know you may be able to save money by bundling your home, auto, and boat insurance together with the same company? Likewise, you might qualify for a discount on premiums if you take a qualified boater’s safety course or opt for “lay-up” coverage during the off-season.
If you need boat insurance, we want to help. We can help you choose a plan, coverage level, and deductible, and we’ll be there to answer your questions and assist you with claims as long as you have coverage. For more information about boat insurance in Wisconsin or to request your free quote, contact Anthony at Feivor Insurance today. We look forward to serving you soon.